Monday, 29 June 2015
Saving Money On Your Mortgage by Getting Negotiating a Lower Purchase Price.
It' possible to save £100,000 over the lifetime of a mortgage quite easily.
How can a £30,000 reduction in the asking price, mean a £100,000 saving for you? - take a look!
Suppose you use a buying agent to negotiate the asking price down from £600,000 to £570,000 meaning a £30,000 saving for the buyer.
As well as the initial saving, the buyer will save £26,250/- in interest payments alone*
Based on a 25 year interest only mortgage @ 3.5% the buyer will also save stamp duty of £1,200 (£30,000 @ 4%).
Total net saving could be £57,450
To put that saving into perspective the buyer would need gross PAYE earnings of circa £112,000 to reach the same net figure of £57,450.
That's why it is so important to buy at the right price.
That's why it's important to buy at the right price for you.
Brighton Property Search Agents http://www.Indigo12.co.uk offer a house buying negotiation service for Hove and West Sussex and work on a commission basis.
Wednesday, 27 May 2015
Indigo12 Agent for Property Purchase in the Brighton Area
https://www.youtube.com/watch?v=0nhJM2ma7pQ
Remember that Estate Agents know the facts. They are professional negotiators. They do hundreds of deals a year. When you want a professional that can help you negotiate then please feel free to give www.Indigo12.co.uk a call. They are a Brighton house price negotiator and property search agent.
An alternative to Indigo12 might be http://www.brightonpropertysearch1.co.uk/
Friday, 15 May 2015
New Brighton Property Search website
I really like this new Brighton Property Search Website. It's from the guys who save you money when they negotiate for you.
http://www.brightonpropertysearch1.co.uk/negotiating-mistakes.html
I think you should get in touch with them if you are struggling to find the right house in Brighton or you think you might not be getting the right price when you are buying.
Give them a call as they work on a success only fee basis.
Tuesday, 21 April 2015
Brighton Property Finder and Price Negotiator Indigo12
It is essential that you keep in mind the following:
You are not the top priority for agents when you are buying. Each agent can have more than one thousand customers signed up with him/her. As friendly as the agents may be, they are not worried who acquires the residential property as long as a superior price is obtained for their client. Their focus is not to locate you your ideal home, but to market their clients' homes to you.
Why then would you entrust the very same estate agent to submit your offer to his own client (the seller) and hope it's a fair & reasonable process?
An estate agent's role is to encourage multiple offers on the same property. Where does that leave you in this process and what are your chances of securing the home without overpaying?
>>>Think about it. It’s obvious a buyer needs his own negotiating team.
A team that only gets paid when it negotiates a discount on the asking price. A team that has negotiated over 1000 deals.
All top sports people, movie stars and writers, have their own negotiating team when it comes to protecting their interests. They do this for a reason.
It’s because it works.
Don't allow the estate agent to call all the shots when it comes to your biggest asset!
Each estate agent can only reveal to you a tiny percent of the residential properties available.
The agents only show you the properties on which they have actually been instructed.
As a result you have to be registered with every appropriate agent to guarantee that you do not lose out on the best possibilities (though it is true that some residential properties are shared among the agents, these tend to be the residential properties that they are having problem selling).
This is why obtaining a house is seldom the delightful, exciting encounter that it ought to be. If you follow the path that the typical customer takes, you will certainly find it an unbelievably time consuming and annoying fight.
When you are busy things are even worse.
Of course, if you are based outside Brighton or are merely exceptionally busy, the issues are intensified; it is harder to discover all the appropriate agents and to remain in contact through routine communication. In addition, it will also be really tough to view all the available homes.
This puts you at a disadvantage. Estate agents are more likely to speak to various other purchasers concerning the very best homes prior to calling you (it is a straightforward reality that they will be most likely to gain their compensation by concentrating on clients who are simple to get in touch with and can see properties rapidly).
If you are similar to our clients, you are highly motivated and either concentrating on company business or various other passions. However, you need to discover the time to carry out the essential study to locate the finest residential property matching your criteria and make sure that you are not paying an extreme price. Many purchasers fall short in this area. Consequently they fail to discover the best homes and wind up making an average acquisition at a high cost.
Do you really want to spend £100,000 more than you have to on your next property?
I didn't think so. Call Indigo12 to get a professional property negotiator on to your team. 01273 386 216
Tuesday, 14 April 2015
If I Could Prevent You Throwing Away £1000’s Of Your Hard-Earned Cash Through Overpaying For Your Next Home, Would You Take 3 Minutes To Read This Post?
From Michael D'Arcy, Director of Indigo 12 and Brighton’s Premier Price Negotiator
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Kindly note that this letter is intended for people acquiring residential property over £300,000 in Brighton and Hove.
This letter will help you learn how to avoid SEVEN horrendously expensive mistakes Brighton home buyers are making this year….
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If you are thinking of buying property in one of Brighton's best areas then you have one goal: to acquire the finest property offered to you at the best terms you can get.
To do this takes dedication, perseverance and effort. It’s a huge commitment and not every property buyer is up to it.
That’s because the Brighton property market is rigged against buyers. This holds true whether you are Brighton born and bred or whether you are based in London or overseas.
As a result, some buyers lose hundreds of thousands of pounds, making a few fundamental mistakes. However, several of these blunders are incredibly simple to stay clear of.
This letter will show you exactly how so you can be forewarned of the hidden pitfalls that await unsuspecting property buyers.
When you understand how the Brighton property market works, you can make use of the system - to your benefit.
Who am I and why should you follow my suggestions?
My name is Michael D'Arcy and I will show you the strategies I use to get "information" that means Indigo12 acquire the very best properties at the best prices.
These are strategies which you can use to buy troubled residential properties or outstanding residential property. You will also find out just how to could avoid wasting vast sums of cash unnecessarily.
BRIGHTON RESIDENTIAL PROPERTY MARKET IS RIGGED AGAINST PURCHASERS
This Cumberland Road property proves how unsuspecting buyers would waste £70,000!
Although it is incredibly apparent, extremely few buyers recognize that they are up against it when they buy property. This is because the status quo-- the method acquiring and marketing residential property has been managed the same way for centuries.
STOP Press…Business owner saves £25,000 on £400,000 apartment purchase thanks to Indigo12…
Buyers presumed that, with the advent of the internet and websites such as Rightmove and Zoopla, the way of buying homes would change. However, this has really led to most customers becoming even more complacent and even much less detailed in their search.
Reliable research has discovered that the average purchaser only invests 96 mins viewing homes prior to acquisition; this is 43 mins less than individuals generally spend picking where to take their vacation or which Smartphone to purchase.
If you adhere to the very same way of doing things, the probability of you finding the very best property readily available is remarkably low. Actually, relying upon the net could be deadly, as you will learn later on.
When acquiring residential property in Brighton the 2 % guideline certainly rules: 98 % of purchasers do the same things and so purchase poor or ordinary properties. Being part of the herd simply isn't a wise choice. Fortunately for you, you can be one of the 2 % that turns this situation to their benefit.
Why are buyers at a drawback?
Call me on 01273 386216 and I will tell you exactly why buyers pay too much in Brighton.
For more information about how we can get a better price for a property in Brighton for our buyers please visit http://www.indigo12.co.uk
This Cumberland Road property proves how unsuspecting buyers would waste £70,000!
Although it is incredibly apparent, extremely few buyers recognize that they are up against it when they buy property. This is because the status quo-- the method acquiring and marketing residential property has been managed the same way for centuries.
STOP Press…Business owner saves £25,000 on £400,000 apartment purchase thanks to Indigo12…
Buyers presumed that, with the advent of the internet and websites such as Rightmove and Zoopla, the way of buying homes would change. However, this has really led to most customers becoming even more complacent and even much less detailed in their search.
Reliable research has discovered that the average purchaser only invests 96 mins viewing homes prior to acquisition; this is 43 mins less than individuals generally spend picking where to take their vacation or which Smartphone to purchase.
If you adhere to the very same way of doing things, the probability of you finding the very best property readily available is remarkably low. Actually, relying upon the net could be deadly, as you will learn later on.
When acquiring residential property in Brighton the 2 % guideline certainly rules: 98 % of purchasers do the same things and so purchase poor or ordinary properties. Being part of the herd simply isn't a wise choice. Fortunately for you, you can be one of the 2 % that turns this situation to their benefit.
Why are buyers at a drawback?
Call me on 01273 386216 and I will tell you exactly why buyers pay too much in Brighton.
For more information about how we can get a better price for a property in Brighton for our buyers please visit http://www.indigo12.co.uk
Wednesday, 8 April 2015
Property Search Agent Fees Brighton
When talking to a property search agent, one of the things you will want to know is how their fees are worked out. The best type of arrangement is one where the property search agency is rewarded by the amount of money they save you. This gets the agency working hard on your behalf because they earn more, depending on how good a deal they do for you.
As well as negotiating skills and finding the right property, a good agency will help you put a number of crucial things in place which will allow for excellent negotiation. These skills and advice are a valuable service and the better they are, the more you are getting for your money.
For example, at Indigo12 we help you prepare for success. We prevent you shooting yourself in the foot before you have even started. When you are looking to buy you have to be ready, as the early bird catches the worm.
Starting the right way will give you a massive head start when it comes to getting the property you want at the right price.
At Indigo12 we ensure that several things are ideally in place before we start;
For example;
We like to make sure you have a good solicitor.
We ask that you have already arranged finance for your purchase.
We ensure you have made any tax arrangements you might require.
And finally we will ensure you have a list of criteria for the property you want and that you or a member of your family are available (sometimes at short notice) to view any suitable homes.
Had spoken to his private bank so that funds could be available at short notice
All this is not rocket science and you may think it trivial. But the one property that comes on to the market that requires an exchange within 48 hours (and it does happen) that exactly fits your requirements…then you understand why we like to help you get all this in place.
This type of preparation is a secret weapon when it comes to negotiating. This preparation is all part the services we provide. And when you consider we only earn our fees through our success, (10%of your saving is what we get paid) then you realise a property search and negotiation agency that knows its salt is well worth it.
Call us and find out. 01273 386216
Saturday, 4 April 2015
Indigo12 Property Search Agent for Brighton
We are often asked how we manage to find off-market properties.
The fact is that the easiest way is to talk to estate agents. Surprised? It may seem strange, but it’s true, because hundreds of off market properties are sold by agents every year in Brighton.
As a property search and negotiating agent company we often get emails from estate agents mentioning off market properties. You see they know we are in the business of finding buyers. And that’s what they want. Off market properties can be investment flats, family homes or apartments, from £3M down to £350,000.
Although most agents do use the property portals to advertise the majority of their properties, off market property is often “hidden” to the average buyer. Relying on property alerts from Rightmove isn’t going to help you in finding all the property available for sale and you will probably miss out on the best homes.
There’s simply no substitute for calling all the agents once a week at least. Tedious perhaps. But necessary. Building up relationships with agents as a serious buyer is the only way to get first options. Although finding a new home is personal, you have to remove the emotion from the deal and treat it like a business to get the best.
That’s what we do at Indigo12 for you. Finding the best property for you at the best price possible.
Michael D’Arcy – Director Indigo12 Property Search and Negotiation Brighton.
Wednesday, 1 April 2015
Negotiating Team Includes Solicitor - so when buying in Brighton, get a good one!
The better your buying team the more likely you are to be seen as a serious buyer. Your solicitor forms part of your buying team…along with your finance provider, your surveyor and your negotiator.
The better your solicitor, the more likely your purchase will be taken seriously and actually go through to exchange of contracts and completion.
Many solicitors are technically average and suffer from poor client handling skills. They might not respond to emails and calls in a timely manner and hide behind jargon.
The solicitor can often be a weak link in your team so it’s important you find one that is a specialist at Conveyancing, can prove that they are technical and service level competent, and can act as an advisor as well as just doing the paperwork. In other words, good solicitors are worth their weight in gold.
There is a good book about Conveyancing, (the legal process of buying and selling a property) written by a Conveyancing solicitor which you can find as a link here. Remember, if you want help buying your next property, the more you know about the process the better you can negotiate. Call me for help on negotiating. Tel Indigo12 on 01273 386216
http://cluttoncoxco.web2.hubspot.com/receive-your-free-conveyancing-book/?_
To get a better property in Brighton at a better price you might want to check out professional negotiators http://www.indigo12.co.uk
Tuesday, 24 March 2015
Save money with house price negotiators Indigo12 in Brighton.
Happy clients receiving 7% discount on asking price thanks to Indigo 12
If you are looking to buy in Brighton, what would this saving mean to you over the lifetime of a mortgage? (The answer is usually tens of thousands of pounds.)
Get in touch if you are buying in Brighton. info@Indigo12.co.uk
Friday, 20 March 2015
Price drop on Brighton Property
http://www.rightmove.co.uk/property-…/property-32973831.html
Eaton place, 5 beds..reduced by £100,000 since November.
You would have overpaid for this property without negotiating.
Remember, every pound you save is after you have paid tax on it (already). So it makes sense to get someone to negotiate for you...full-time, with guaranteed results like www.Indigo 12
Thursday, 19 March 2015
Brighton House Price Negotiators Indigo12 make you the priority
You are not the top priority for agents when you are buying. Each agent can have more than one thousand customers signed up with him/her. As friendly as the agents may be, they are not worried who acquires the residential property as long as a superior price is obtained for their client. Their focus is not to locate you your ideal home, but to market their clients' homes to you.
Why then would you entrust the very same estate agent to submit your offer to his own client (the seller) and hope it's a fair & reasonable process?
An estate agent's role is to encourage multiple offers on the same property. Where does that leave you in this process and what are your chances of securing the home without overpaying?
>>>Think about it. It’s obvious a buyer needs his own negotiating team.
A team that only gets paid when it negotiates a discount on the asking price. A team that has negotiated over 1000 deals.
All top sports people, movie stars and writers, have their own negotiating team when it comes to protecting their interests. They do this for a reason.
It’s because it works.
Don't allow the estate agent to call all the shots when it comes to your biggest asset!
Tel. (01273) 386216
email : info@indigo12.co.uk to get the team negotiating you a better price for your house in Brighton
Tuesday, 17 March 2015
Estate Agents In Brighton are not working for the buyer.
Estate agents are employed by house sellers. They are legitimately obliged to sell their clients' homes for the highest price feasible, on the most beneficial terms possible. They simply have a "thin lawful task" to customers, (buyers).
You are not the top priority for agents when you are buying. Each agent can have more than one thousand customers signed up with him/her. As friendly as the agents may be, they are not worried who acquires the residential property as long as a superior price is obtained for
their client. Their focus is not to locate you your ideal home, but to market their clients' homes to you.
Why then would you entrust the very same estate agent to submit your offer to his own client (the seller) and hope it's a fair & reasonable process?
An estate agent's role is to encourage multiple offers on the same property. Where does that leave you in this process and what are your chances of securing the home without overpaying?
>>>Think about it. It’s obvious a buyer needs his own negotiating team.
Call me on 01273 386216 or email
info@indigo12.co.uk
Property Search and Negotiation for Brighton from Indigo12 http://www.indigo12.co.uk
Friday, 13 March 2015
There are several For Sale By Owner websites that help sellers market their properties.
One of these is emoov.co.uk
Their unique selling point is that they help seller save money by not having to pay for an estate agent's sales commission, typically 1-3%.
At first call this may seem like a saving. However, estate agents are professional negotiators that work for seller to get the highest price possible by creating a buying frenzy, (if they are good that is).
Sellers going it alone may not be able to create the frenzy nor are they professional negotiators. Therefore there can be a good possibility of price reductions for these properties, especially if you have a professional buying agent like Indigo 12 on your side.
Here's one property for sale by owners in Brighton and if you want to buy it for less - let me know!
http://www.emoov.co.uk/…/f6f5d4d5-f04b-4fb2-8d56-075d548bc8…
Wednesday, 11 March 2015
Indigo12's Take On Price Guides For Property In Brighton
Price guides...£400-£440k....what does that mean? This property, http://www.rightmove.co.uk/property-…/property-48663437.html
(and many others) is advertised with a price guide.
Reading between the lines it's another way of saying that there is no fixed price for this property. The upper limit is what the vendor would like and the lower limit is what the estate agent think is the right price for an easy sale.
When there is a price guide in place it is information which you can use to negotiate better as a buyer...even if it only means you know the sellers are greedy and trying profit...
Remember offering a lower amount than the actual price advertised will not have you thrown out as long as you have seriously researched your offer and can justify it...(that's how we work).
Get in touch with us info@indigo12.co.uk if you want us to save you money on your house purchase in Brighton.
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